Vivian’s mission is to be a strategic partner with clients and to help lead a practice group that is customer-focused, innovative, and ethical.  As a Compliance attorney in Drew Eckl & Farnham’s Financial Service Group, Vivian embraces her mission by advising clients on complex issues arising under local, state, and federal consumer financial laws and regulations and by creating, implementing, and managing in-depth compliance programs, controls, and oversights.  Among the many compliance-related functions she performs, Vivian evaluates risks relating to UDAP/UDAAP, FDCPA, FCRA, TCPA, EFTA, and SCRA; conducts internal compliance assessments and manages client audits relating to DEF’s compliance management system and debt collection activities; and administers regulatory change management and rule tracking.

Prior to moving into Compliance, Vivian represented banks and other financial institutions in claims relating to all aspects of banking litigation, including lawsuits to determine and preserve real property rights, actions to enforce notes and guaranties, wrongful foreclosure claims, actions involving allegations of securities law violations, disputes regarding contractual interference and breach of fiduciary duties, and replevin actions.  Vivian also partnered with clients in consumer and commercial workouts and loan restructurings, loan portfolio purchases and sales, due diligence investigations in connection with the acquisition and disposition of assets and liabilities, collection compliance standards, non-judicial foreclosures and confirmation proceedings, and the administration and disposition of REO property. 

Education


Capital University, School of Law, J.D., 2008, cum laude, Order of the Curia

Davidson College, B.A., 2002

Court Admissions


Georgia (All State Courts)

United States District Court, Northern and Middle District of Georgia

United States Bankruptcy Court, Northern and Middle District of Georgia

Ohio (All State Courts)

United States District Court – Northern and Southern District of Ohio

Sixth Circuit Court of Appeals

Memberships


ACA International

State Bar of Georgia 

Ohio State Bar Association 

Results