Karen Karabinos has been litigating cases for more the 25 years, with the last 16 focused on the complexities of property insurance law. She has successfully handled more than 75 trials and hearings and annually conducts approximately 50 depositions and examinations under oath.
She partners with her clients in their investigation and adjustment of property claims and in defending her clients in coverage, bad faith, arson, fraud and property damage cases.
Ms. Karabinos regularly represents insurance companies in first-party coverage litigation, extra-contractual claims and property subrogation cases.
She is often a featured speaker at conferences including the American Bar Association, Tort Trial & Insurance Practice Section, Metro Fire Investigators Association, Southern Loss Association, and the International Association of Special Investigation Units, Georgia Chapter. Ms. Karabinos is a faculty member for the Claims & Litigation Management Alliance (formerly, Council on Litigation Management), instructing students on the basics of litigation management. She has received an AV Preeminent Rating from Martindale Hubbell for her high ethical standards and professionalism.
Mercer University, Walter F. George School of Law, J.D., 1986, With Honors
Auburn University, B.A., 1983, With Honors
All Georgia State and Federal Courts
USDC Northern and Middle Districts
All Texas State and Federal Courts
Metro Fire Investigator Association
Insurance Professionals of Atlanta
Claims & Litigation Management Alliance, Insurance Fraud Committee and Bad Faith Committee
Atlanta Bar Association
Related News, Publications & Presentations
"Cyber Coverage May Be Affected by New and Traditional Defenses." Karen Karabinos and Eric R. Mull DRI The Voice Newsletter. May 2018.
"Watch Out! The Reptile Theory Is Slithering into First-Party Property Cases." DRI Newsletter of Insurance Law Committee. March 2018.
Can An Insured's Execution of An Authorization for Release of Information Satisfy A Insured's Duties Following A Loss?. Karen Karabinos. Drew Eckl & Farnham Journal. Vol. 29 No. 167. September 2016.
"Commercial and Residential Roof Issues". Presentation with attorneys Eric Mull and Sarah Smith at the Quarterly Property Breakfast Seminar Series at the Georgia Farm Bureau in Macon, Georgia. February 2016.
Author, "Fraud Squad. Is There Fraud Hidden in Your Insured’s Receipts?" Claims Management, November 2013.
“Anticipation of Litigation Protection For Claim Files.” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 24, No. 139. January 2012.
Author, “Gaming The System: Bankruptcy Petitions May Contain Evidence of Fraud and Invoke Judicial Estoppel,” Claims Management, November 22, 2012.
"Month: Can An Insurer Defend A Denial Of A Claim For When The Insured's Damaged Property Was Not Listed In The Insured's Bankruptcy Petition?" Drew Eckl & Farnham Journal, Vol. 21, No. 121. January 2012.
“Department of Insurance Changes To Suit Limitations Periods Cannot Be Applied Retroactively.” Drew Eckl & Farnham Journal, Vol. 20, No. 120. January 2009.
“Is The Dwelling The Insured’s Residence?” Drew Eckl & Farnham Journal, Vol. 19, No. 113. September 2007.
“Atlanta Federal District Court Upholds One-Year Suit Limitation in Mold Case.” Drew Eckl & Farnham Journal, Vol. 19, No. 109. January 2007.
“Insurance Commissioner Issues Emergency Rule Regarding Suit Limitations Contained in Policies.” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 18, No. 104. March 2006.
“Eleventh Circuit Appeals Court Upholds Traditional Definition of Household in Liability Policy.” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 17, No. 101. September 2005.
“Has the Insured Filed Bankruptcy?” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 16, No. 95. September 2004.
“Mold – Another Offensive Four Letter Word?” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 15, No. 89. September 2003
“Are E-mails Between Attorneys and Clients Protected By The Attorney-Client Privilege?” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 13, No. 77. September 2001.
“Georgia Appeals Court Again Declines To Recognize an Independent Action For Spoliation of the Evidence.” Karen K. Karabinos. Drew Eckl & Farnham Journal, Vol. 12, No. 71. September 2000.